Don't forget the rent
We know that December and January can be difficult months when it comes to household finances, what with all the Christmas presents, family dinners and festive parties. But it’s really important to stay on top of rent payments at this time of year too.
Please do continue to pay your rent as usual during this time. If you think you’ll be strapped for cash come January, start preparing now. You could start saving and put money aside. Or you could get ahead on your rent and overpay now, so you have less to pay in January.
If you’re having difficulties paying your rent, get in touch. We can help you work through your money problems and plan how you’ll pay your rent this Christmas.
Manage that cash
It’s usually after the Christmas period that we all start to feel the effect of our spending, but managing your money well could help ease the pressure next time round.
Staying on top of the benefits you receive is one way of managing your money better. It’s really important that you keep us informed of any changes to your circumstances so we can make sure you’re receiving the right amount of housing benefit.
The sooner this is sorted out the better, as it saves a lot of time and avoids any confusion. If you need help working out which benefits you’re entitled to, our welfare benefit advisors. And if you’re a foyer resident, why not drop into one of our monthly foyer sessions.
Focus E15 Foyer – Every 2nd Tuesday of the month, 2pm-4pm
Occasio House Foyer – Every 1st Thursday of the month, 2pm-4pm
Drapers Foyer – Every last Thursday of the month, 1pm-4pm
Barking and Dagenham Foyer – Every 2nd Friday of the month, 1:30pm-4pm
Go online
To get you through the winter season, our welfare benefit advisors have recommended some helpful sites to help you save money and manage your finances.
The Money Advice Service - Ever thought about saving for a rainy day or managing your money a bit better? If so why not take part in the Money Advice Service health check. Within minutes it gives you a personal action plan to help you stay on top of your outgoings and save for your future. Visit www.moneyadviceservices.org.uk or call 0300 500 5000.
National Debtline - Have you had a change in your financial circumstances? National Debtline is a debt charity which offers free, impartial debt advice with instant recommendations based on your circumstances. Visit www.nationaldebtline.co.uk or call 0808 808 4000.
You can find more debt advice at www.capitalise.org.uk and information on your rights at www.citizensadvice.org.uk.
